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Call: 314-832-2628

Affordable Dental Care in St. Louis – Payment Information

Our St. Louis dental office wants all of our patients to be able to comfortably afford dental care. We proudly offer the following financial policy so that our patients can have the opportunity to decide which payment options best suit your needs:                                  

PAYMENT OPTIONS:

  • Cash or check we are happy to offer an 5% pre-payment courtesy for all treatment paid in full in advance of treatment.
  • Credit Card. Our office accepts Visa, MasterCard, Discover and American Express
  • Payment Plans. Care Credit or Medical Financing – A dental line of credit that can be applied through our office with either of our outside financing companies. Care Credit is a 12 month interest free credit card with payments being made directly to the finance company. The interest after 12 months is approximately 9.9%.
  • Senior Citizen Discount. As a courtesy to anyone over 65 years or older, we will gladly discount your fee by 5% if services are paid at the time of treatment.
  • Call for more details.
 Visa  MasterCard  American Express  Discover

Insurance

Our Saint Louis dental office will gladly work with you to help get the maximum benefit available to you. Most dental insurance plans do NOT cover 100% of your cost of treatment. Because of this, you will be asked to pay your deductible and your copayment for the charges on the day the service is rendered, unless prior financial arrangements have been made.
Because the insurance policy is an agreement between you and your insurance company, the ultimate responsibility for all charges lies with you. If after 60 (sixty) days the insurance company has not paid on the claim, you will be responsible for the total balance.

LIST OF ACCEPTED INSURANCE COMPANIES

  • Aetna
  • Amcore
  • BCBS-Federal
  • BCBS-Wellpoint
  • Carpenters 
  • Cigna
  • Connection
  • Careington-NO500
    Series
  • Dental Source
    FAP-NOE 
  • Dental Blue
    200 & 300
  • Denta Max 
  • DHA/ Assurant
  • Delta Dental
  • Essex / Advantica
  • Guardian
  • Humana
  • Liberty
  • Lincoln
  • Metlife
  • Premier
  • Principal
  • Protective
  • PDP
  • Signature
  • Tri-Care
  • United Health
  • United Concordia
  • Uni-Care


Financing

Care Credit

We’re pleased to offer our Saint Louis area patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. 

Like a credit card, but better

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 12 months (Additional plans may be available)
  • No up-front costs, pre-payment penalties or annual fees

Learn more by visiting CareCredit.com or contacting our office. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! For more information or to apply now, just click on the link below. 

CareCredit

Parasail

Parasail Patient Financing

Parasail to find patientfriendly payment plans that fit their needs. Parasail is a unique lender in the field of medical loans.  Unlike credits cards, Parasail has fixed interest rate loans based on your financial information, no fees and affordable payments that can be spread out monthly to fit your budget to ensure that you get the care that you need.

Click here to apply

With a single application, Parasail will search loan offers from all of the top online lenders without effecting your credit score – and you can select the right fixed-term loan option for you. Find more out about Parasail here.

 

Denifits

Payment Plan 

·       No Credit Check

·       Underwritten by JP Morgan Chase Bank

·       25% Down Required

·       $30 Processing Fee

·       9.9% Interest  (on Remaining Balance)

·       This comes to   0.83 cents per month for every $100 financed per month.

·       Must have a debit card with a credit care logo.


Denefits

For further information call our office at 314-832-2628


 

Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.
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